Invest with purpose. Prosper with integrity.

Our two Shari'ah Supervisory Board certified funds are built for individuals and institutions who want their money to earn halal returns without compromising their values.

KES 1,000 Min. Investment
Fixed Income Fund
KES 250K Min. Investment
Multi Asset Fund
6% – 8% Indicative p.a.
Fixed Income Fund
12% – 14% Indicative p.a.
Multi Asset Fund

Invest for the things that matter to you most!

Buying a
House
Hajj
Retirement
School
Fees
Travel

The fund aims to generate regular income while adhering strictly to the principles of Islamic law.

Minimum 90% of funds NAV invested in Shari'ah compliant bank deposits.

Feature Details
Fund Manager GulfCap Investment Bank
Launch Date March 2025
Risk Profile Low Risk
Currency KES
Minimum Investment KES 1,000
Minimum Top Up KES 100
Lock-In Period 3 Months
Initial Fee Nil
Annualised Net Returns 6.3%
Annual Management Fee 2%
Income Distribution Monthly
Trustee KCB Bank of Kenya Limited
Custodial KCB Sahl Bank Kenya Limited
Auditor PKF Auditors
Regulator Capital Markets Authority
Ideal for investors with Key Benefits
  • Need For Capital Preservation
  • Fixed Term Investment Horizon
  • Need To Set Up Project Funds
  • Need For Liquidity
  • Compounding Profit
  • Capital Protection
  • Attractive Yields

*Profit rates are indicative and may vary depending on market conditions and investment outcomes. This is not a fixed-income or interest-based product. Profits are derived from Shari'ah-compliant investment activities, reviewed and approved by our Shari'ah Supervisory Board. Returns are not guaranteed.

Asset & Sector Allocation

Fund Average Yields (Per Annum)

April 2026 Performance
Annualised Yield p.a *Net of Fees: 6.3% p.a

Account Funding Options (KES)

Bank: KCB SAHL
Branch: Head Office
Account No: 1337793892
Swift Code: KCBLKENX
Paybill No.: 522533
Account No: GMF Account Number (e.g. GMF01...)

Additional Funding Information

  1. When you fund your account via cheque deposit or RTGS, you will be issued with an acknowledgment slip by the bank.
  2. Once the funds are received in GCIB's accounts, your money market fund will be instantly updated to reflect the payment.
  3. You will also receive a transaction confirmation on your email inbox, stating the date of your investment and the amount invested.
  4. If you do not receive your transaction confirmation within 1 business day contact your financial advisor or client services immediately.

The fund aims to generate regular income while adhering strictly to the principles of Islamic law.

Minimum 70% of funds NAV invested in Shari'ah compliant bank deposits.

Feature Details
Fund Manager GulfCap Investment Bank
Launch Date March 2025
Risk Profile Low Risk
Currency KES
Minimum Investment KES 200,000
Minimum Top Up KES 50,000
Lock-In Period 3 Months
Initial Fee Nil
Annualised Net Returns 6.4%
Annual Management Fee 2%
Income Distribution Monthly
Trustee KCB Bank of Kenya Limited
Custodial KCB Sahl Bank Kenya Limited
Auditor PKF Auditors
Regulator Capital Markets Authority
Ideal for investors with Key Benefits
  • Need Shari'ah Compliant Growth
  • Seek Diversification
  • Require Ethical Fund Governance
  • Target Medium to Long Term Wealth
  • Capital Protection
  • Attractive Yields

*Profit rates are indicative and may vary depending on market conditions and investment outcomes. This is not a fixed-income or interest-based product. Profits are derived from Shari'ah-compliant investment activities, reviewed and approved by our Shari'ah Supervisory Board. Returns are not guaranteed.

Asset & Sector Allocation

Fund Average Yields (Per Annum)

April 2026 Performance
Annualised Yield p.a *Net of Fees: 6.4% p.a

Account Funding Options (KES)

Bank: KCB SAHL
Branch: Head Office
Account No: 1337794422
Swift Code: KCBLKENX
Paybill No.: 522533
Account No: 6133555#GMFO....
(GMF Account Number)

Additional Funding Information

  1. When you fund your account via cheque deposit or RTGS, you will be issued with an acknowledgment slip by the bank.
  2. Once the funds are received in GCIB's accounts, your money market fund will be instantly updated to reflect the payment.
  3. You will also receive a transaction confirmation on your email inbox, stating the date of your investment and the amount invested.
  4. If you do not receive your transaction confirmation within 1 business day contact your financial advisor or client services immediately.

Our halal investments are structured
in accordance with Islamic principles

Tobacco
Alcohol
Excess Debt
Firearms
Gambling
Usurious
Institutions

Find out how we approach Shari'ah compliance and the processes we have in place to make sure your money is always aligned with your faith.

Frequently Asked Questions

Regulated by the Capital Markets Authority (CMA) Kenya and the Retirement Benefits Authority (RBA). All returns are indicative only. Not interest or riba. Past performance is not indicative of future results. Shari'ah compliance verified by the GCIB Shari'ah Supervisory Board.