Transparent Ethical Investing

Build Lasting Wealth
The Halal Way

Rooted in Faith Built for prosperity.

GCIB Shari'ah is Kenya's trusted Shari'ah-compliant investment house, offering individuals, families, and institutions a path to invest in line with their values. Every product we offer is certified by our independent Shari'ah Supervisory Board, so you can invest with full confidence that your money is working ethically.

CMA Regulated Retail & Institutional SSB Certified
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Funds built around your beliefs

Whether you pursue stability, returns, or a blend of both, our Shari'ah Supervisory Board (SSB) certified funds give you choices that fit your goals and your values.

Fixed Income

GulfCap Shari'ah Fixed Income Fund

Steady, Shari'ah-compliant returns anchored in Sukuk and other halal fixed-income instruments. Ideal for investors seeking capital preservation with ethical certainty. Minimum investment: KES 1,000.

Multi Asset

GulfCap Shari'ah Multi-Asset Fund

A diversified, SSB-certified portfolio spanning halal equities, Sukuk, and other Shari'ah-compliant assets — giving you the choice that fits your goals and growth ambitions.

Not sure which fund suits you?

Talk to one of our investment advisors, we will help you find the right fit.

Talk to an adviser

How To Start Investing

  1. Create Your Account

    Sign up on the site or visit us at our branch to open your investor profile.

  2. Choose Your Fund

    Select the fund that matches your goals — Fixed Income or Multi-Asset.

  3. Verify Your Number

    Your phone number is securely verified before accessing the GCIB portal.

  4. Upload Required Documents

    Provide the necessary documents online to complete your investor onboarding.

  5. Fund Your Account & Invest

    Deposit from as little as KES 1,000 using M-Pesa, bank transfer or EFT — then sit back and let your wealth grow ethically.

Why invest with us

2

Shari'ah-certified
funds available

KES 1,000

Minimum initial
investment

100%

Halal-screened
tools & processes

M-Pesa

Initial deposit
supported

Build lasting wealth without
compromising your values

Each fund is Halal-certified, making Shari'ah-compliant investing accessible, transparent, and goal-driven across every life stage.

No Riba

All investments are free from interest (Riba). Returns are generated only through halal, asset-backed instruments in accordance with Shari'ah law.

No Gharar

We eliminate excessive uncertainty and speculation from every investment. Full transparency on structure, risks, and returns — no hidden conditions.

No Haram Sectors

Our screening process excludes alcohol, tobacco, weapons, gambling, and all other industries prohibited under Islamic finance guidelines.

SSB Oversight

Every fund is independently reviewed and certified by our Shari'ah Supervisory Board — a panel of qualified Islamic scholars ensuring ongoing compliance.

Regulated by the Capital Markets Authority (CMA) Kenya and the Retirement Benefits Authority (RBA). All returns are indicative only. Not interest or riba. Past performance is not indicative of future results. Shari'ah compliance verified by the GCIB Shari'ah Supervisory Board.